BSc. Financial Services (Finance and Insurance)

BSc. Financial Services (Finance and Insurance) Overview at Ho Technical University

The BSc. Financial Services (Finance and Insurance) program at Ho Technical University is designed to provide students with a comprehensive understanding of the principles and practices of finance and insurance. This program is offered by the HTU Business School and prepares graduates for a wide range of career opportunities in the financial and insurance sectors in Ghana and beyond. The program requires a minimum cut-off point of 36 for admission.

Curriculum Highlights

• Financial Markets and Institutions: This course provides an in-depth look at the structure and function of financial markets and institutions, including banks, insurance companies, and investment firms.
• Insurance Principles and Practices: Students will learn about the fundamentals of insurance, including risk management, insurance products, and underwriting processes.
• Corporate Finance: This course covers the financial management of corporations, including capital budgeting, financing decisions, and working capital management.
• Investment Analysis: Students will study the principles of investment analysis, including portfolio management, asset valuation, and risk assessment.
• Financial Technology (FinTech): This course explores the latest trends and technologies in financial services, including blockchain, digital currencies, and robo-advisors.

Learning Outcomes

• Understand the principles of finance and insurance and their application in the real world.
• Develop analytical and problem-solving skills to manage financial and insurance risks effectively.
• Gain knowledge of financial markets, institutions, and technologies and their impact on the financial sector.
• Learn to apply ethical and regulatory standards to financial and insurance practices.
• Develop strong communication and interpersonal skills to work effectively in teams and with clients.

Program Duration & Structure

The BSc. Financial Services (Finance and Insurance) program is a four-year degree program. The curriculum is structured to provide a balance between theoretical knowledge and practical skills, with a combination of lectures, seminars, workshops, and practical training. The program includes a mix of core courses, elective courses, and a final year project or internship to provide hands-on experience in the financial and insurance sectors.

Why Choose This Program?

• Comprehensive Curriculum: The curriculum covers a wide range of topics in finance and insurance, providing a well-rounded education.
• Experienced Faculty: Our faculty members are experienced professionals with extensive industry experience, providing students with practical insights and real-world applications.
• Industry Connections: The program has strong connections with leading financial and insurance institutions, providing students with networking opportunities and access to industry experts.
• Practical Experience: Students have the opportunity to participate in internships and practical training, gaining valuable experience and enhancing their employability.
• Global Perspective: The program offers a global perspective on financial and insurance markets, preparing students for international career opportunities.